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47 Congressional Research Service reports and publications

Congress Repeals CFPB’s Overdraft Rule
2025-09-10 · Posts · IN12513 · HTML available · PDF available
Overdraft: Payment Service or Small-Dollar Credit?
2025-09-10 · Resources · IF11460 · HTML available · PDF available
Proposed Elimination of the Penny: Frequently Asked Questions
2025-06-24 · Posts · IN12572 · HTML available · PDF available
Interest Rate Caps on Credit Cards
2025-05-22 · Resources · IF12861 · HTML available · PDF available
Recent Regulatory Activity on Bank Merger Policy
2025-04-15 · Posts · IN12543 · HTML available · PDF available
Introduction to Financial Services: Banking
2025-04-01 · Resources · IF10035 · HTML available · PDF available
Introduction to Financial Services: International Regulation
2025-04-01 · Resources · IF12741 · HTML available · PDF available
Banking and Cryptocurrency: Policy Issues
2025-02-20 · Reports · R48430 · HTML available · PDF available
De-Banking/De-Risking: Issues for the 119th Congress
2025-01-29 · Resources · IF12886 · HTML available · PDF available
Credit Card Swipe Fees and Routing Restrictions
2024-10-08 · Reports · R48216 · HTML available · PDF available
Commercial Real Estate and the Banking Sector
2024-09-12 · Reports · R48175 · HTML available · PDF available
Bills Affecting Bank Regulators in the 118th Congress
2024-07-02 · Posts · IN12387 · HTML available · PDF available
De Novo Banks: Policy Issues for the 118th Congress
2024-06-27 · Resources · IF12697 · HTML available · PDF available
Banking Legislation in the 118th Congress
2024-06-13 · Posts · IN12376 · HTML available · PDF available
Bank Resilience and Regulatory Improvement Act (H.R. 8337)
2024-05-30 · Resources · IF12678 · HTML available · PDF available
Potential Disapproval of SEC Staff Accounting Bulletin No. 121 Under the Congressional Review Act
2024-05-15 · Posts · IN12358 · HTML available · PDF available
Capital One–Discover Proposed Merger: Systemic Risk and Market Competition Considerations
2024-03-28 · Resources · IF12607 · HTML available · PDF available
How the Credit Card Competition Act of 2023 Could Affect Consumers, Merchants, and Banks
2023-12-13 · Resources · IF12548 · HTML available · PDF available
Commercial Real Estate Markets and Potential Macroeconomic Stress
2023-12-06 · Posts · IN12283 · HTML available · PDF available
Bank Capital Requirements: Basel III Endgame
2023-11-30 · Reports · R47855 · HTML available · PDF available
Bank Exposure to Commercial Real Estate
2023-11-16 · Posts · IN12278 · HTML available · PDF available
Belts and Suspenders: Analysis of Large Bank Capital Standards
2023-07-26 · Reports · R47634 · HTML available · PDF available
Remittances: Background and Issues for the 118th Congress
2023-05-10 · Reports · R43217 · HTML available · PDF available
Deposit Insurance and the Failures of Silicon Valley Bank and Signature Bank
2023-03-27 · Resources · IF12361 · HTML available · PDF available
Consumer Finance and Financial Technology (Fintech)
2023-03-15 · Reports · R47475 · HTML available · PDF available
Banking, Data Privacy, and Cybersecurity Regulation
2023-03-13 · Reports · R47434 · HTML available · PDF available
Bank Capital Requirements: A Primer and Policy Issues
2023-03-09 · Reports · R47447 · HTML available · PDF available
Crypto and Banking: Policy Issues
2023-02-06 · Resources · IF12320 · HTML available · PDF available
Introduction to Financial Services: Financial Cybersecurity
2023-01-05 · Resources · IF11717 · HTML available · PDF available
Public Banks: History and Recent Proposals
2022-09-20 · Resources · IF12216 · HTML available · PDF available
Digital Wallets and Selected Policy Issues
2022-04-18 · Resources · IF12079 · HTML available · PDF available
An Analysis of Bank Charters and Selected Policy Issues
2022-01-21 · Reports · R47014 · HTML available · PDF available
Bank Custody, Trust Banks, and Cryptocurrency
2021-12-10 · Resources · IF11997 · HTML available · PDF available
Bank Mergers and Acquisitions
2021-10-28 · Resources · IF11956 · HTML available · PDF available
An Overview of Rural Credit Markets
2021-09-21 · Reports · R46914 · HTML available
Cryptocurrency Transfers and Data Collection
2021-08-25 · Resources · IF11910 · HTML available · PDF available
Merchant Discount, Interchange, and Other Transaction Fees in the Retail Electronic Payment System
2021-08-06 · Resources · IF11893 · HTML available · PDF available
Treasury and Federal Reserve Financial Assistance in Title IV of the CARES Act (P.L. 116-136)
2021-01-06 · Reports · R46329 · HTML available · PDF available
COVID-19: Consumer Loan Forbearance and Other Relief Options
2020-10-23 · Reports · R46356 · HTML available · PDF available
COVID-19 and the Future of Commercial Real Estate Finance
2020-10-19 · Reports · R46572 · HTML available · PDF available
Telegraphs, Steamships, and Virtual Currency: An Analysis of Money Transmitter Regulation
2020-08-20 · Reports · R46486 · HTML available · PDF available
HEROES Act, Division K—COVID-19 Housing, Economic Relief, and Oversight Act
2020-06-29 · Reports · R46434 · HTML available · PDF available
Fintech: Overview of Financial Regulators and Recent Policy Approaches
2020-04-28 · Reports · R46333 · HTML available · PDF available
Fintech: Overview of Innovative Financial Technology and Selected Policy Issues
2020-04-28 · Reports · R46332 · HTML available · PDF available
Title IV Provisions of the CARES Act (P.L. 116-136)
2020-04-02 · Reports · R46301 · HTML available · PDF available
An Overview of the Housing Finance System in the United States
2017-01-18 · Reports · R42995 · HTML available · PDF available
Financial Services and Cybersecurity: The Federal Role
2016-03-23 · Reports · R44429 · HTML available · PDF available