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46 Congressional Research Service reports and publications

Mortgage Servicing and Selected Policy Issues
2025-09-18 · Reports · R48713 · HTML available · PDF available
Overdraft: Payment Service or Small-Dollar Credit?
2025-09-10 · Resources · IF11460 · HTML available · PDF available
Congress Repeals CFPB’s Overdraft Rule
2025-09-10 · Posts · IN12513 · HTML available · PDF available
An Overview of Medical Debt: Collection, Credit Reporting, and Related Policy Issues
2025-08-29 · Resources · IF12169 · HTML available · PDF available
Stablecoin Legislation: An Overview of S. 1582, GENIUS Act of 2025
2025-07-18 · Posts · IN12553 · HTML available · PDF available
The Consumer Financial Protection Bureau Budget: Background, Trends, and Policy Options
2025-06-16 · Reports · R48295 · HTML available · PDF available
Congress Repeals Rule That Would Have Subjected Large, Nonbank Digital Wallet and Payment App Providers to CFPB Supervision
2025-06-12 · Resources · IF12935 · HTML available · PDF available
Connecting Older Adults to Information on Benefits and Services
2025-06-03 · Reports · R47605 · HTML available · PDF available
One Big Beautiful Bill Act: Title V, Provisions Related to CFPB Funding
2025-05-22 · Posts · IN12551 · HTML available · PDF available
Stablecoin Legislation: An Overview of S. 919, GENIUS Act of 2025
2025-05-19 · Posts · IN12522 · HTML available · PDF available
The Stablecoin Transparency and Accountability for a Better Ledger Economy (STABLE) Act of 2025: An Overview
2025-04-16 · Posts · IN12525 · HTML available · PDF available
United States v. Miller: Supreme Court Limits Bankruptcy Trustees’ Power to Void Tax Payments
2025-04-09 · Posts · LSB11282 · HTML available · PDF available
Introduction to Financial Services: Consumer Finance
2025-04-01 · Resources · IF11682 · HTML available · PDF available
De-Banking/De-Risking: Issues for the 119th Congress
2025-01-29 · Resources · IF12886 · HTML available · PDF available
Regulatory Sandboxes at the Consumer Financial Protection Bureau
2025-01-15 · Resources · IF12875 · HTML available · PDF available
Consumer-Style Protections for Small Businesses: Issues and Options for Congress
2024-11-25 · Reports · R48281 · HTML available · PDF available
Consumer and Credit Reporting, Scoring, and Related Policy Issues
2024-11-19 · Reports · R44125 · HTML available · PDF available
Alternative Data in Financial Services
2024-11-07 · Resources · IF11630 · HTML available · PDF available
Overview of the Truth in Lending Act
2024-09-19 · Resources · IF12769 · HTML available · PDF available
Sports Gambling and Consumer Finance
2024-09-12 · Resources · IF12761 · HTML available · PDF available
The Consumer Financial Protection Bureau (CFPB) Finalizes Rule for a Registry of Nonbank Covered Orders
2024-08-29 · Resources · IF12751 · HTML available · PDF available
Financial Services and General Government FY2025 Appropriations: CFPB’s Funding and Structure Provisions
2024-08-21 · Posts · IN12409 · HTML available · PDF available
Financial Inclusion: Access to Bank Accounts
2024-08-02 · Resources · IF11631 · HTML available · PDF available
Section 1071: Small Business Lending Data Collection and Reporting
2024-06-06 · Reports · R47788 · HTML available · PDF available
CFPB Consumer Complaints: U.S. and Congressional District Data
2024-02-02 · Posts · IN12315 · HTML available · PDF available
Stablecoin Policy Issues for the 118th Congress
2023-07-12 · Resources · IF12450 · HTML available · PDF available
Automation, Artificial Intelligence, and Machine Learning in Consumer Lending
2023-05-10 · Resources · IF12399 · HTML available · PDF available
Consumer Finance and Financial Technology (Fintech)
2023-03-15 · Reports · R47475 · HTML available · PDF available
Single-Family Mortgage Pricing and Primary Market Policy Issues
2021-12-02 · Reports · R46980 · HTML available · PDF available
Financial Literacy and Financial Education Policy Issues
2021-10-18 · Reports · R46941 · HTML available · PDF available
An Overview of Rural Credit Markets
2021-09-21 · Reports · R46914 · HTML available
Merchant Discount, Interchange, and Other Transaction Fees in the Retail Electronic Payment System
2021-08-06 · Resources · IF11893 · HTML available · PDF available
The Debt Collection Market and Selected Policy Issues
2021-06-22 · Reports · R46477 · HTML available · PDF available
COVID-19: Household Debt During the Pandemic
2021-05-06 · Reports · R46578 · HTML available · PDF available
The Qualified Mortgage (QM) Rule and Recent Revisions
2021-03-11 · Resources · IF11761 · HTML available · PDF available
How Invidious Discrimination Works and Hurts: An Examination of Lending Discrimination and Its Long-Term Economic Impacts on Borrowers of Color
2021-02-24 · Testimony · TE10060 · HTML available · PDF available
An Overview of Consumer Finance and Policy Issues
2021-01-14 · Reports · R45813 · HTML available · PDF available
Potential Impacts of the COVID-19 Pandemic on the Income Security of Older Americans
2020-11-24 · Reports · R46617 · HTML available · PDF available
COVID-19: Consumer Loan Forbearance and Other Relief Options
2020-10-23 · Reports · R46356 · HTML available · PDF available
Saving for Retirement: Household Decisionmaking and Policy Options
2020-07-02 · Reports · R46441 · HTML available · PDF available
Fintech: Overview of Financial Regulators and Recent Policy Approaches
2020-04-28 · Reports · R46333 · HTML available · PDF available
Title IV Provisions of the CARES Act (P.L. 116-136)
2020-04-02 · Reports · R46301 · HTML available · PDF available
Wells Fargo—A Timeline of Recent Consumer Protection and Corporate Governance Scandals
2020-02-27 · Resources · IF11129 · HTML available · PDF available
Household Debt Among Older Americans, 1989-2016
2019-09-11 · Reports · R45911 · HTML available · PDF available
The Fair Debt Collection Practices Act: Legal Framework
2019-06-10 · Resources · IF11247 · HTML available · PDF available
The Automobile Lending Market and Policy Issues
2019-04-25 · Resources · IF11192 · HTML available · PDF available