Enhancing Competition: Shaping the Future of Bank Mergers and De Novo Formation

H.R. ____, the Bank Failure Prevention Act of 2025

Memorandum

H.R. ____, the Stress Testing Accountability and Transparency Act

H.J.Res. 92, Providing for congressional disapproval under chapter 8 of title 5, United States Code, of the rule submitted by the Office of the Comptroller of the Currency of the Department of the Treasury relating to the review of applications under the Bank Merger Act

Notice

H.R. ___, a bill to require annual reports on Federal depository institution charter applications, bank holding company applications, Federal deposit insurance applications, and State depository institution charter applications

H.R. ___, a bill to require the Comptroller General of the United States to study the consideration of insured depository institution merger applications by Federal prudential regulators to ensure they align with statutory requirements and are not in any way influenced by political issues or considerations

H.R. ___, a bill to require the Inspector General of each Federal prudential regulator to carry out a review of every 3 years of the regulator’s handling of insured depository institution merger applications

H.R. ____, the Financial Institution Regulatory Tailoring Enhancement Act

H.R. ____, the Bringing the Discount Window into the 21st Century Act

H.R. ___, a bill to require the Comptroller of the Currency to study how bank-fintech partnerships can support new bank formation

H.R. ___, a bill to require the Federal prudential regulators to study improving the growth, capital adequacy, and profitability of rural depository institutions