“Bankruptcy Law: Overview and Legislative Reforms”

A statement for the record from the Commercial Law League of America, submitted for the Record by Mr. Fitzgerald of WI

A letter dated July 11, 2025, from the National Association of Consumer Bankruptcy Attorneys to Representative Correa regarding the Student Loan Bankruptcy Improvement Act of 2025, submitted for the Record by Mr. Correa of CA

A letter dated July 11, 2025, from the National Consumer Law Center to Representative Correa regarding the Student Loan Bankruptcy Improvement Act of 2025, submitted for the Record by Mr. Correa of CA

An article from The Guardian titled, “One in three student loan borrowers risk default as delinquency rates soar”, submitted for the Record by Mr. Correa of CA

A study from the American Bankruptcy Institute titled, “Effectuating the Fresh Start”, submitted for the Record by Mr. Raskin of MD

An article from Market Watch titled, “Student-loan borrowers in their 50s and older are begging lawmakers: Don’t let us die with this debt”, submitted for the Record by Mr. Raskin of MD

A statement for the record from ICSC, submitted for the Record by Mr. Fitzgerald of WI

A letter dated July 14, 2025, from the Defense Credit Union Council to Representatives Fitzgerald and Nadler, submitted for the Record by Mr. Fitzgerald of WI

A final report with recommendations from the American Bankruptcy Institute from 2023-2024, submitted for the Record by Mr. Raskin of MD

An article from PBS News titled, “Older Americans at risk as government restarts Social Security garnishment on student loan debt”, submitted for the Record by Mr. Raskin of MD

A statement for the record from Public Citizen, submitted for the Record by Mr. Fitzgerald of WI

An article from Reuters titled, “Company’s PO box allows it to file for bankruptcy in Texas, judge rules”, submitted for the Record by Ms. Lofgren of CA

A press release from the U.S. Department of Education titled, “U.S. Department of Education to Begin Federal Student Loan Collections, Other Actions to Help Borrowers Get Back into Repayment”, submitted for the Record by Mr. Correa of CA

An article from NBC Connecticut titled, “Credit scores decline as student loan collections restart”, submitted for the Record by Mr. Correa of CA

A letter dated July 15, 2025, from the Student Borrower Protection Center to Representatives Fitzgerald and Nadler, submitted for the Record by Mr. Raskin of MD

A letter dated July 28, 2023, from the Judicial Conference of the United States to Representative Nadler regarding amending title 11 of the bankruptcy code, submitted for the Record by Mr. Nadler of NY

A statement for the record from Community Service Society, submitted for the Record by Mr. Nadler of NY

A letter dated July 14, 2025, from the National Association of Chapter Thirteen Trustees to Representatives Fitzgerald and Nadler, submitted for the Record by Mr. Fitzgerald of WI

A statement for the record from the National Association of Insurance Commissioners, submitted for the Record by Mr. Fitzgerald of WI