Policy Library

8 documents

SBA Disaster Loan Interest Rates: Overview and Policy Options
Congressional Research Service · 2023-03-01 · Reports · 11,784 words · PDF available
The Small Business Administration (SBA) is authorized to provide low-interest, long-term disaster loans, either on a direct basis or in partnership with private lenders, to eligible individuals, busin...
Stafford Act Assistance and Acts of Terrorism
Congressional Research Service · 2023-03-01 · Reports · 13,588 words · PDF available
The Robert T. Stafford Disaster Relief and Emergency Assistance Act (the Stafford Act) authorizes the President to issue two types of declarations that could potentially provide federal assistance to ...
Airline Deregulation Act of 1978: Preemption of State Consumer Protection Laws
Congressional Research Service · 2023-03-01 · Posts · 1,968 words · PDF available
Recent widespread flight cancellations and delays have raised questions about the respective roles of the states and the federal government in protecting airline consumers. In August 2022, a group of ...
The SBA Pre-Disaster Mitigation Loan Pilot Program: Considerations for Congress and Policy Options
Congressional Research Service · 2023-03-01 · Reports · 6,862 words · PDF available
For nearly a century, Congress has contemplated how to help businesses repair and rebuild after a disaster. Congress has also expressed interest in helping businesses use mitigation measures to protec...
COVID-19 Relief Assistance to Small Businesses: Issues and Policy Options
Congressional Research Service · 2023-03-01 · Reports · 22,724 words · PDF available
The U.S. Small Business Administration (SBA) administers several types of programs to support small businesses, including direct disaster loan programs for businesses, homeowners, and renters; loan gu...
Selected Issues in Pharmaceutical Drug Pricing
Congressional Research Service · 2023-03-01 · Resources · 1,655 words · PDF available
Many factors influence the prices consumers pay for prescription drugs. Congress has repeatedly attempted to address high drug prices through legislation, including bills that seek to increase generic...
SEC-Proposed Regulations to Reform Stock Trading
Congressional Research Service · 2023-03-01 · Resources · 1,644 words · PDF available
The Securities and Exchange Commission (SEC), which regulates capital markets, announced four proposed rules on December 14, 2022, to reform the market structure for trading. The proposed regulation a...
The Federal Patient-Provider Dispute Resolution Process
Congressional Research Service · 2023-03-01 · Resources · 1,809 words · PDF available
Introduction The No Surprises Act, part of the Consolidated Appropriations Act, 2021 (P.L. 116-260), established various consumer protections, including the prohibition of balance billing consumers in...