Automation, Artificial Intelligence, and Machine Learning in Consumer Lending
Financial firms may use algorithms—pre-coded sets of instructions and calculations that are executed automatically—to enhance consumer loan underwriting, the process of evaluating the likelihood that ...
Interior, Environment, and Related Agencies: Overview of FY2023 Appropriations
The Interior, Environment, and Related Agencies appropriations bill—often called the Interior bill—contains funding for about three dozen agencies and entities. Funded entities include most of the Dep...
House Rule XXI, Clause 10: The CUTGO Rule
House Rule XXI, clause 10, currently referred to as the CUTGO (or cut-as-you-go) rule, prohibits the consideration of legislation that is estimated to result in a net increase in mandatory spending ov...
Monuments and Memorials in the District of Columbia: Analysis and Options for Proposed Exemptions to the Commemorative Works Act
During the course of each Congress, numerous proposals to create new commemorative works (i.e., monuments and memorials) in the District of Columbia are introduced. In evaluating each proposal, Congre...
Asian Infrastructure Investment Bank
In October 2013, at the Asia-Pacific Economic Cooperation Summit in Bali, Indonesia, China proposed creating a new multilateral development bank, the Asian Infrastructure Investment Bank (AIIB). As it...
Transportation, Housing and Urban Development, and Related Agencies (THUD) Appropriations for FY2023
The House and the Senate Transportation, Housing and Urban Development, and Related Agencies (THUD) Appropriations subcommittees are charged with providing annual appropriations for the Department of ...
Federal Involvement in Ocean-Based Research and Development
Multiple federal departments and agencies conduct ocean-based research, monitoring, and/or technological development. Federal departments and agencies also may support academic, commercial, and nonpro...
Senators Who Die In Office: History and Current Practices
Since 1789, 301 Senators have died in office. When a sitting Member dies, the Senate and House of Representatives carry out a number of actions based in part on chamber rules, statutes, long-standing ...
Status of FY2023 Labor, Health and Human Services, and Education Appropriations: In Brief
This report provides a brief summary of the status of FY2023 Departments of Labor, Health and Human Services, and Education, and Related Agencies (LHHS) appropriations as of the cover date of this rep...
Social Security Fundamentals: A Fact-Based Foundation
Social Security, Income Security, Social Insurance, Retirement, Retirement Security, OASI, OASDI
House Rules Changes Affecting Committee Procedure in the 118th Congress (2023-2024)
As agreed to in the House, H.Res. 5, a resolution adopting the rules of the House of Representatives, provided amendments to the rules, as well as separate orders, that affect committee procedure in t...
Closed, Converted, Merged, and New Hospitals with Medicare Rural Designations: January 2018-November 2022
Hospital closures, conversions (or downsizes), and mergers, particularly hospitals located in rural areas, can have a significant impact, raising concerns about access to hospital and other health car...