Dodd-Frank Turns 15: Lessons Learned and the Road Ahead

House 119th · July 15, 2025 at 2:00 PM
Rayburn House Office Building, Room 2128 · Scheduled
Financial Services Committee · 54 members ↓
Hill, J. French R-AR Chair
Stutzman, Marlin A. R-IN
Ogles, Andrew R-TN
Barr, Andy R-KY
Wagner, Ann R-MO
Loudermilk, Barry R-GA
Huizenga, Bill R-MI
Steil, Bryan R-WI
Donalds, Byron R-FL
McClain, Lisa C. R-MI
Lucas, Frank D. R-OK
Meuser, Daniel R-PA
Salazar, Maria Elvira R-FL
Lawler, Michael R-NY
Haridopolos, Mike R-FL
Flood, Mike R-NE
De La Cruz, Monica R-TX
Sessions, Pete R-TX
Garbarino, Andrew R. R-NY
Timmons, William R. R-SC
Norman, Ralph R-SC
Williams, Roger R-TX
Fitzgerald, Scott R-WI
Moore, Tim R-NC
Emmer, Tom R-MN
Downing, Troy R-MT
Rose, John W. R-TN
Davidson, Warren R-OH
Kim, Young R-CA
Nunn, Zachary R-IA
Waters, Maxine D-CA Ranking
Himes, James A. D-CT
Green, Al D-TX
Pressley, Ayanna D-MA
Foster, Bill D-IL
Sherman, Brad D-CA
Pettersen, Brittany D-CO
Fields, Cleo D-LA
Scott, David D-GA
Cleaver, Emanuel D-MO
Lynch, Stephen F. D-MA
Gottheimer, Josh D-NJ
Beatty, Joyce D-OH
Vargas, Juan D-CA
Velázquez, Nydia M. D-NY
Williams, Nikema D-GA
Garcia, Sylvia R. D-TX
Tlaib, Rashida D-MI
Torres, Ritchie D-NY
Bynum, Janelle S. D-OR
Casten, Sean D-IL
Liccardo, Sam T. D-CA
Gonzalez, Vicente D-TX
Meeks, Gregory W. D-NY
Witnesses (5) Show all +
Lindsey Johnson
President and Chief Executive Officer
Consumer Bankers Association
Ken Bentsen
President and Chief Executive Officer
Securities Industry and Financial Markets Association
Tom Quaadman
Chief of Government Affairs and Public Policy
Investment Company Institute
Paul Kupiec
Senior Fellow
American Enterprise Institute
Dennis Kelleher
Co-founder, President, and Chief Executive Officer
Better Markets
Supporting Documents (39) Show all +
H.R. 3959, the Protecting Private Job Creators Act PDF
H.R. ____, a bill to amend the Consumer Financial Protection Act of 2010 to revise the structure and maximum amounts of civil monetary penalties, and to provide incentives for the self-reporting of violations PDF
H.R. ____, a bill to amend the Financial Stability Act of 2010 to authorize appropriations for the Office of Financial Research and the Financial Stability Oversight Council, and for other purposes PDF
H.R. 2478, the Financial Exploitation Prevention Act of 2025 PDF
Memorandum PDF
H.R.___, a bill to amend the civil liability requirements under the Fair Credit Reporting Act to include requirements relating to class actions, and for other purposes PDF
Notice PDF
H.R. ___, a bill to amend the Securities Exchange Act of 1934 to repeal certain disclosure requirements related to conflict minerals PDF
H.R.___, the Small Lenders Exempt from New Data and Excessive Reporting (LENDER) Act PDF
H.R.___, a bill to amend the Fair Credit Reporting Act to require resellers of information contained in consumer reports to follow reasonable procedures to assure maximum possible accuracy of such information before transmitting such information, and for other purposes PDF
H.R. 2885, the Bank Loan Privacy Act PDF
H.R. 3213, the Restoring Court Authority Over Litigation Act of 2025 PDF
H.R. ____, the Business of Insurance Regulatory Reform Act of 2025 PDF
H.R. 2331, the Transparency in CFPB Cost-Benefit Analysis Act PDF
H.R. 3141, the CFPB Budget Integrity Act PDF
H.R. 1653, the Civil Investigative Demand Reform Act of 2025 PDF
H.R. 3682, the Financial Stability Oversight Council Improvement Act of 2025 PDF
H.R. 654, the Taking Account of Bureaucrats’ Spending (TABS) Act of 2025 PDF
H.R. 3445, the Consumer Financial Protection Commission Act PDF
H.R. 2513, the CFPB–IG Reform Act of 2025 PDF
H.R. 3446, the FDIC Board Accountability Act PDF
H.R. 1606, the Making the CFPB Accountable to Small Businesses Act of 2025 PDF
H.R. ____, the Small Dollar Loan Certainty Act PDF
H.R. ____, the American Access to Banking Act PDF
H.R. 2183, the CFPB Dual Mandate and Economic Analysis Act PDF
H.R. 1652, the Rectifying UDAAP Act PDF
H.R. ____, the Credit Access and Inclusion Act PDF
H.R. ____, a bill to require the Federal financial institutions regulatory agencies to jointly review the cumulative impact of regulations issued by such agencies, and for other purposes PDF
H.R. ____, a bill to amend the Federal Reserve Act to specify additional responsibilities of the member of the Board of Governors of the Federal Reserve System who was appointed as the member with experience working in or supervising community banks, and for other purposes PDF
H.R. ____, a bill to amend the Consumer Financial Protection Act of 2010 to require the attestation of certain information as part of the consumer complaint submission process, and for other purposes PDF
H.R. ____, a bill to amend the Consumer Financial Protection Act of 2010 to provide procedures for guidance issued by the Bureau of Consumer Financial Protection, and for other purposes PDF
H.R. ____, a bill to amend the Consumer Financial Protection Act of 2010 to direct civil penalties to victims and transfer excess funds to the Treasury, and for other purposes PDF
H.R. 3484, the Business Owners Protection Act of 2025 PDF
H.R. ___, a bill to remove certain authority of the Securities and Exchange Commission over other matters related to fiduciary duties, and for other purposes PDF
H.R. ___, a bill to repeal the disclosure requirement applicable to payments by resource extraction issuers, and for other purposes PDF
H.R. ___, a bill to repeal certain unused authority of the Securities and Exchange Commission related to standards of conduct PDF
H.R.___, a bill to require the Secretary of the Treasury to submit a report that contains a list of unused authorities in the Dodd-Frank Wall Street Reform and Consumer Protection Act and in the amendments made by such Act, and for other purposes PDF
H.R. ___, a bill to repeal unused authority of the Securities and Exchange Commission related to restricting certain mandatory pre-dispute arbitration, and for other purposes PDF
H.R. ____, a bill to amend the Consumer Financial Protection Act of 2010 to eliminate the market monitoring functions of the Bureau of Consumer Financial Protection, and for other purposes PDF

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