Enhancing Competition: Shaping the Future of Bank Mergers and De Novo Formation

House 119th · May 14, 2025 at 6:00 PM
Rayburn House Office Building, Room 2128 · Scheduled
Financial Services Committee › Financial Institutions and Monetary Policy Subcommittee · 25 members ↓
Barr, Andy R-KY Chair
Loudermilk, Barry R-GA Vice Chair
Huizenga, Bill R-MI
Donalds, Byron R-FL
Meuser, Daniel R-PA
Flood, Mike R-NE
De La Cruz, Monica R-TX
Timmons, William R. R-SC
Norman, Ralph R-SC
Williams, Roger R-TX
Fitzgerald, Scott R-WI
Moore, Tim R-NC
Rose, John W. R-TN
Kim, Young R-CA
Foster, Bill D-IL Ranking
Green, Al D-TX
Sherman, Brad D-CA
Fields, Cleo D-LA
Scott, David D-GA
Lynch, Stephen F. D-MA
Beatty, Joyce D-OH
Vargas, Juan D-CA
Velázquez, Nydia M. D-NY
Casten, Sean D-IL
Meeks, Gregory W. D-NY
Witnesses (5) Show all +
John Berlau
Senior Fellow and Director of Finance Policy
Competitive Enterprise Institute
ReShonda Young
Founder
Jabez Inc.
Mary Usategui
President and CEO
BankMiami
Keith Costello
President and CEO
Locality Bank
Amanda Allexon
Partner
Simpson Thacher & Barlett LLP
Supporting Documents (12) Show all +
H.R. ____, the Bank Failure Prevention Act of 2025 PDF
Memorandum PDF
H.R. ____, the Stress Testing Accountability and Transparency Act PDF
H.J.Res. 92, Providing for congressional disapproval under chapter 8 of title 5, United States Code, of the rule submitted by the Office of the Comptroller of the Currency of the Department of the Treasury relating to the review of applications under the Bank Merger Act PDF
Notice PDF
H.R. ___, a bill to require annual reports on Federal depository institution charter applications, bank holding company applications, Federal deposit insurance applications, and State depository institution charter applications PDF
H.R. ___, a bill to require the Comptroller General of the United States to study the consideration of insured depository institution merger applications by Federal prudential regulators to ensure they align with statutory requirements and are not in any way influenced by political issues or considerations PDF
H.R. ___, a bill to require the Inspector General of each Federal prudential regulator to carry out a review of every 3 years of the regulator’s handling of insured depository institution merger applications PDF
H.R. ____, the Financial Institution Regulatory Tailoring Enhancement Act PDF
H.R. ____, the Bringing the Discount Window into the 21st Century Act PDF
H.R. ___, a bill to require the Comptroller of the Currency to study how bank-fintech partnerships can support new bank formation PDF
H.R. ___, a bill to require the Federal prudential regulators to study improving the growth, capital adequacy, and profitability of rural depository institutions PDF

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